Features
Finantr starts from your bank feed, not a ledger. It finds your income and expenses, shows the tax you owe in real time and sends your updates to HMRC.
See your tax
Your tax bill, recalculated every time money lands. It covers the income tax bands, the personal allowance taper over £100,000, Class 4 National Insurance and Scottish rates. Add a salary or pension and it is taxed in the right order.
One number for what is yours and what belongs to HMRC. Mark a savings pot as your tax pot and see how close you are to January.
Finantr goes through your spending since April and lists likely business costs, grouped the way HMRC asks for them. Confirm all 12 Adobe payments in one tap.
Nothing counts as an expense until you confirm it. Only confirmed expenses go to HMRC.
File with HMRC
Connect HMRC once with your Government Gateway login. Finantr does the rest.
Each quarter Finantr builds your update from your confirmed records. You check it and send it to HMRC in one tap before the deadline, and HMRC's receipt is kept with it. Free on every plan.
At the end of the year Finantr shows HMRC's own calculation and sends your final declaration through the same Making Tax Digital connection.
Every quarterly deadline and the January and July payment dates in your calendar, with reminders 14, 7 and 2 days before.
Records and sharing
A PDF of your income for 3, 6 or 12 months, built from your bank data. Mortgage brokers and letting agents scan the QR code to check it is genuine and unaltered.
Check a statementInvite your accountant to see your records, tax figure and filings, and to download a CSV and PDF pack. They cannot change anything. You see every time they look and can remove access at once.
HMRC's simplified expense rates, worked out for you: 45p a mile for the first 10,000 business miles, and flat monthly rates for working from home. The result goes straight into your tax figure.
Plan ahead
Tools that help you keep tax money aside and stay ahead of your cash.
What to set aside from every payment that lands, and a check that it reached your tax pot. Finantr never holds or moves your money.
A steady monthly figure you can pay yourself, worked out from your income after tax.
What your balance is likely to be over the next three months, with tax bills included.
Statutory interest worked out for late invoices, and chase emails you send from your own email.
A warning as your turnover approaches the VAT registration threshold, at 80%, 95% and 100%.
See how much tax relief a personal pension payment gets you before you pay in.
Free plan for as long as you like. Paid plans from £4.99 a month.